Terms of Use
Last updated: 15 July 2026
These Terms of Use govern your access to and use of the SMS Capital website (smscapital.in). By using this website, you agree to these terms. If you do not agree, please do not use this website.
1. Who We Are
SMS Capital is based in Alambagh, Lucknow, Uttar Pradesh — 226005. We offer broking-related services as an authorized person/franchise partner of Aditya Birla Money Ltd (ABML). Mutual funds, SIP, IPO applications, bonds, wealth management, and financial planning guidance offered through this website are provided directly by SMS Capital and are not part of the ABML franchise arrangement, except where broking execution is required.
2. Nature of Content
Content on this website — including articles, calculators, market data, and the AI research assistant — is for educational and informational purposes only. Nothing on this website constitutes investment advice, a recommendation, or a solicitation to buy or sell any security. SMS Capital is not a SEBI registered Investment Adviser or Research Analyst.
3. Illustrative Data and Tools
Calculators (SIP, Lumpsum, SWP, Tax Saving, EMI, Retirement, Goal Planning) provide illustrative estimates based on the inputs and assumptions you provide. They do not guarantee actual returns, and results may differ from real-world outcomes due to market conditions, fees, and taxes. Market data shown on the dashboard, ticker, and sector views may be illustrative/placeholder data pending live integration and should be verified independently before making decisions.
4. Account Opening and Broking Services
Demat/trading account opening and broking execution facilitated through this website are conducted under SMS Capital's authorized person/franchise agreement with ABML, and are subject to ABML's own terms, KYC requirements, and regulatory obligations as a SEBI registered stockbroker.
5. No Guarantee of Returns
Investments in securities markets are subject to market risk. Past performance is not indicative of future results. SMS Capital does not guarantee any specific return, profit, or outcome from any investment or service referenced on this website.
6. Intellectual Property
All content on this website, including text, graphics, logos, and articles, is the property of SMS Capital unless otherwise stated, and may not be reproduced without permission.
7. External Links
This website may link to third-party resources (such as regulatory bodies or research downloads). We are not responsible for the content or practices of external websites.
8. Limitation of Liability
SMS Capital shall not be liable for any direct or indirect loss arising from the use of this website, reliance on its content, or investment decisions made based on information provided here.
9. Governing Law
These terms are governed by the laws of India, with courts in Lucknow, Uttar Pradesh having jurisdiction over any disputes.
10. Changes to These Terms
We may update these Terms of Use periodically. Continued use of the website after changes constitutes acceptance of the revised terms.
11. Contact
Questions about these terms can be directed to officialsmscapital@gmail.com or +91-7007568879.