Legal

Disclaimer

Last updated: 15 July 2026

SMS Capital is not a SEBI registered Investment Adviser or Research Analyst. Nothing on this website — including articles, calculators, the AI research assistant, or market dashboard — constitutes investment advice, a recommendation, or a solicitation to buy or sell any security.

1. Regulatory Status

Broking services (demat/trading account opening, equity, F&O execution) offered through this website are provided under SMS Capital's authorized person/franchise arrangement with Aditya Birla Money Ltd (ABML), a SEBI registered stockbroker. Mutual funds, SIP, IPO application assistance, bonds/NCDs, wealth management, and financial planning guidance are offered directly by SMS Capital as its own service, independent of the ABML franchise, except where broking execution is involved.

SMS Capital does not currently hold an IRDAI license and does not offer, sell, or advise on insurance products. No insurance-related claims should be inferred from this website.

2. Educational Content Only

Blog articles, guides, and learning content on this website (including the Learning Academy section) are written for general educational purposes. They reflect general market concepts and should not be treated as personalized advice for your specific financial situation.

3. Illustrative Data

Market data shown in the ticker, dashboard, sector heatmap, IPO calendar, and news feed sections may be illustrative or placeholder data pending full live API integration, and should not be relied upon for real-time trading decisions. Please verify live prices through your trading platform before making any transaction.

4. Calculator Results

SIP, Lumpsum, SWP, Tax Saving, EMI, Retirement, and Goal Planning calculators provide estimates based on assumptions and inputs you provide. Actual results will vary based on market performance, fees, taxes, and other factors. These tools do not guarantee any specific outcome.

5. AI Research Assistant

The AI assistant panel on this website is a demonstration feature intended to illustrate how research assistance may work. It does not provide real-time, personalized, or regulatory-compliant investment advice.

6. Market Risk

Investments in securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future returns. SMS Capital does not guarantee any returns on any investment product referenced on this website.

7. Third-Party Services

Where this website links to or facilitates access to third-party services (such as ABML's trading platform, mutual fund houses, or IPO registrars), those services are governed by the respective third party's own terms and regulatory obligations.

8. Contact

For questions about this disclaimer, contact officialsmscapital@gmail.com or +91-7007568879.